A List of Reminders: Simple Ways to Cut Expenses Call insurance companies to ask about discounts and lowering deductible Combine insurance policies under one company Compare rates of other insurance providers Schedule overdue car maintenance Make a meal plan for this week and include one or two meatless meals Make double batches of dinner meals and freeze half Use coupons at the store Pack lunches Replace dead bulbs with compact flourescent light bulbs (CFL’s) Get smart powerstrips Get a programmable thermostat Call about combining cable, phone and internet and negotiate a lower rate Review cell phone plan and cut unneeded services Stop subscriptions to unread magazines and newspapers Discontinue unused memberships